If you've watched the Umbrella Academy, you'll know this phase. (It's a great show by the way!) Anyway, i heard from a colleague that we are going to open a new office of the same department in India. This is not so much of a rumor, but rather the news has not been announced officially. …
One off payment on HDB loan…
We received a letter from HDB last nov or dec, suggesting to us to make a one off payment of $5000 to our HDB loan. By doing so, we will save $3000+ in interest! It blew my mind when i saw that. Pay $5000, n you save $3000. These are the type of big ticket …
My Portfolio as of 2019
2 1/2 weeks more to end of 2019! Where did the time go? I have absolutely no idea. It's just crazy how the year just past by. That said, this blog is almost 1 year old! I have written 21 post so far! No bad, it's better than expected. Let's do a comparison of my …
How much income tax to pay?
I recently came across a tweet that shows how much tax a person actually pay for a $100,000 income in the US. I thought the illustration was really easy to understand. So i did one for our income tax (resident) based on a $100k chargable income too. I seriously thought this illustration is much easier …
Latte factor or not?
If you follow my blog, you'll know that i love coffee. I used to scrimped on the money i spent on coffee. Because i wanted to reduce spending, so that i can invest those money i scrimped. I don't exactly buy coffee from starbucks like coffeeshop everyday. Maybe once or twice a week is good …
Asking for a pay raise again part 2
In an earlier blog post, i mentioned how I thought i should be getting 70-80k annually, and when i asked for a salary review, i got an 11% increment. And i also got a cost of living increment at the beginning of the year, which brings my annual figure up to 75k ish range. So …
Free coffee!!
It's been a while since i've updated this blog. I've just run out of things to blog about, that other blogs haven't already covered. So i've recently came across this youtube channel 'london hacks', and saw how Toba survive with no money or £1 a day in london. And no i'm not going to try …
